(239) 571-6943 Mike.Steele@edgehomefinance.com
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Naples

Mortgage Broker
in Naples, FL

Naples is the crown jewel of Southwest Florida — famous for its white-sand Gulf beaches, world-class golf, and the upscale shopping and dining of Fifth Avenue South. Whether you're buying a golf-community villa or a beachfront estate, Mike can help you finance it.

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Home Loans for Naples

Naples is one of Florida's most desirable — and priciest — housing markets, which means many purchases here fall into jumbo loan territory. Because Mike shops 100+ wholesale lenders, including multiple jumbo specialists, he can often secure rates and terms on high-value Naples properties that a single retail bank simply can't match. Conventional, FHA, and VA options are available too for the many Naples neighborhoods with more moderate price points.

Jumbo & Luxury Financing

Luxury purchases come with their own wrinkles — larger reserve requirements, condo project reviews, and second-home or investment-property rules. Mike walks Naples buyers through all of it, including bank statement and asset-based programs for self-employed buyers and retirees whose wealth doesn't show up on a W-2.

Golf & Gated Community Purchases

Naples is often called the golf capital of the world, and many communities carry mandatory club memberships or high HOA fees that lenders factor into qualifying. Mike knows how these communities underwrite and helps you get pre-approved with those costs correctly accounted for — no surprises at the closing table.

Naples Highlights

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Vanderbilt Beach

Wide white-sand beach anchoring North Naples living

Golf Capital

More golf holes per capita than almost anywhere in the U.S.

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Tin City

Historic waterfront marketplace on the Gordon River

Naples Quick Facts

Population~19,000 city / ~390,000 metro
CountyCollier County
Avg. Home Price$575K–$1M+ (varies widely)
Property Tax Rate~1.0–1.2%